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1. General

1.1 This website is operated by the Value Investment Institute (“we”, “us” and “our”). Your access to this website is subject to the following terms and conditions. Please read them carefully, as by using this website you are deemed to have accepted these terms and conditions in full. If you do not agree with these terms and conditions, please refrain from using our website.

1.2 These terms of use shall be governed by the laws of Ireland. The courts of Ireland shall have exclusive jurisdiction over any claims or disputes arising in relation to, out of or in connection with these terms and conditions.

2. Intellectual Property (including copyright)

2.1 The information, content and/or graphics, texts, images, logos and software (the “Materials”) contained on this website are protected by copyright and other intellectual property laws. All ownership rights in the Material remain with us or the relevant third party.

2.2 The compilation (meaning the collection, arrangement and assembly) of all content on this site is exclusively our property and is protected by applicable copyright and/or other intellectual property laws.

2.3 All software used in this site is our property or property of our software suppliers and is protected by applicable copyright and/or other intellectual property laws.

2.4 This web site or any portion of the site may not be reproduced, duplicated, copied, sold, resold or otherwise exploited for any commercial purpose that is not expressly permitted by us.  We have the right to refuse access to the web site.

3. Website Use

3.1 Use of this website for the purposes of browsing and/or submitting information to us is permitted. Any other use of the Materials including any form of copying or reproduction, modification, distribution, transmission, republication or display of the Material, without our prior written permission, is strictly prohibited.

4. Website Access

4.1 We will use reasonable endeavours to ensure that our website is fully operational at all times.  However, due to the nature of interactive services and the internet generally, we cannot guarantee that this website will be free from delays, interruptions or errors and access to this website may be suspended (whether by us or due to external causes) temporarily and/or without notice. We will not be liable for any loss or damage arising from our website not being available (whether for internal processing reasons or otherwise). 

5. Information

5.1 The information provided on our website is provided for information purposes only. Whilst all reasonable efforts are made to ensure that any information contained on the website is correct, we give no representations or warranties, express or implied in relation to its accuracy or completeness.

5.2 All information contained on the website are the personal views of the contributors and are not necessarily the views of their employers, should they have one.

6. Limitation of Liability

6.1 Due to the fact that we cannot guarantee that our website will be fault free or that the information contained on our website will be correct, we do not accept any liability for any damage or loss suffered by you (whether direct, indirect, special, incidental, punitive or consequential loss, including loss of profits) arising as a result of your use of our website or the information contained therein (including any errors, inaccuracies or omissions in such information) or any faults, interruptions or delays in connection with the website

6.2 For the avoidance of doubt, none of the information contained on website should be considered investment advice.  We accept no liability for any financial losses made on investments mentioned in the website.

7.  Links to Other Websites

We provide external links to other websites which are operated by third parties. Such links are provided for your convenience only. When you access any other website you understand that it is independent from us and that we have no control over the content or availability or privacy practices of that website. Our inclusion of links to such websites does not imply any endorsement of the material on such sites or any association with their operators.

8. Website Services

8.1 While all areas of the website are currently unrestricted, we reserve the right to restrict certain areas of the website in the future.  In this event, you or your employer will be required to register with us. If you choose or you are provided with a password, or any other piece of information as part of our security procedures, you must treat such information as confidential and you must not disclose it to any third party. You agree that any information you submit via our website using your password will be done with due care and diligence. You also agree to notify us immediately if your password is lost or misused.

9. Indemnity

You agree to indemnify and keep us indemnified in respect of all loss or damage suffered by us in connection with your use of this website and in respect of all claims or legal proceedings brought or threatened against us by any third party in connection with your use of this website.

10. Variation

10.1 We may revise these terms and conditions and/or our privacy statement from time to time. Please check both our terms and conditions and privacy statement regularly to take notice of any changes that we make as by continuing to use our website you will be deemed to have accepted such changes.

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